Calculate Teacher Take Home Pay 2026
Resident in Scotland? Try the Scottish version →
Teacher Take Home Pay Calculator UK 2026
This calculator shows how much teachers in England, Wales and Northern Ireland take home after tax, National Insurance, pension deductions and student loan.
We have pre-filled a common UK teacher salary of £32,916, suitable for early career teachers (ECT) and many classroom teacher roles. You can adjust this to match your exact salary point.
Updated fully for the 2026 UK tax year with accurate PAYE and NI thresholds.
Teacher Salary Scale UK (Typical 2026)
| Salary Point | Annual Salary (£) | Approx. Monthly Take Home (£) |
|---|---|---|
| Main Pay M1 | £32,916 | £2,100–£2,250 |
| Main Pay M2 | £34,823 | £2,350–£2,450 |
| Main Pay M3 | £37,101 | £2,550–£2,650 |
| Main Pay M4 | £39,556 | £2,650–£2,750 |
| Main Pay M5 | £42,057 | £2,850–£2,950 |
| Main Pay M6 | £45,352 | £2,950–£3,050 |
| Upper Pay U1 | £47,472 | £3,150–£3,250 |
| Upper Pay U2 | £49,232 | £3,250–£3,350 |
| Upper Pay U3 | £51,048 | £3,350–£3,450 |
Teacher Take Home Pay FAQs
How much does a teacher earn monthly after tax?
A teacher on £32,916 typically takes home £2,100–£2,250 per month depending on pension band and student loan plan.
Does this include the Teacher Pension Scheme?
Yes — you can enter any pension percentage (default around 7.4%–11.7%).
Does this calculator work for all teacher roles?
Yes — including ECTs, classroom teachers, SEN teachers, middle leaders and senior leadership.