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Calculate your exact take-home pay after all UK deductions including Income Tax, National Insurance, pension contributions, and student loan repayments.
Instantly calculate your take-home pay after tax, National Insurance, pension, and student loan deductions.
Updated for the 2025/26 UK tax year β ideal for NHS staff, teachers, tradespeople, social workers and anyone employed in the UK.
Below are estimated after-tax incomes for popular UK professions based on average full-time salaries. Use these examples or enter your exact amount in the calculator above.
The average NHS nurse earns around Β£35,000 per year. After tax and National Insurance, take-home pay is roughly Β£2,350 per month. Higher-band nurses and NHS specialists earning Β£45,000βΒ£60,000 typically take home between Β£2,700 and Β£3,400 monthly.
Includes standard 5% pension contribution and no student loan.
A newly qualified teacher in the UK earning Β£32,000 takes home about Β£2,180 per month after tax, NI and pension. Experienced teachers earning Β£45,000 take home around Β£2,820 monthly.
A qualified electrician or plumber typically earns Β£38,000βΒ£45,000 annually. After deductions, thatβs about Β£2,400 to Β£2,850 take-home pay per month. Self-employed tradespeople may earn more but must account for business expenses and tax separately.
The average UK social worker salary is around Β£37,000. Take-home pay after tax and NI is approximately Β£2,350 per month. Senior or management roles in social work earning Β£45,000+ will take home around Β£2,800 monthly.
These are estimates based on 2025/26 tax rates and assume standard NI and pension contributions.
Your take-home pay is the amount left after all deductions β income tax, National Insurance, and pension contributions β from your gross salary.
This calculator is updated for the 2025/26 UK tax year and uses official HMRC rates for income tax, NI, and student loans.
Yes. Once calculated, the results show annual, monthly, weekly, and daily take-home pay figures.
