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NHS Take Home Pay Calculator 2025 (All Bands)

👉 Calculate your NHS salary after tax, NI, pension & student loan
👉 Suitable for all NHS staff: nurses, clinical staff, AHPs, admin, Band 2–Band 9

Resident in Scotland? Try the Scottish version →

i Compare your NHS salary with another job or Band level.

NHS Take Home Pay Calculator UK 2025

This NHS salary calculator shows your net pay after tax, National Insurance, pension and student loan. It is auto-filled with the NHS Band 6 starting salary (£38,682), one of the most searched NHS pay levels.

Perfect for nurses, paramedics, clinical technologists, occupational therapists, radiographers, and all Band 6 roles.

Updated for the 2025/26 UK tax year with accurate PAYE and NI thresholds.

NHS Pay Bands 2025/26 – Gross Salary & Approx Take Home Pay

This table shows typical NHS gross salaries and estimated monthly take-home pay after tax, NI and pension. Exact results depend on pension percentage and student loan plan.

NHS Band Annual Salary (£) Estimated Take Home (Monthly)
Band 2 £24,465 £1,450 – £1,600
Band 3 £24,937 – £26,598 £1,550 – £1,750
Band 4 £27,485 – £30,162 £1,650 – £1,900
Band 5 (Nurse/AHP) £31,049 – £37,796 £1,850 – £2,150
Band 6 (Highly Searched) £38,682 – £46,580 £2,200 – £2,450
Band 7 £47,810 – £54,710 £2,350 – £2,700
Band 8a £55,690 – £62,682 £3,500 – £3,600
Band 8b £64,455 – £74,896 £3,900 – £4,400
Band 8c £76,965 – £88,682 £4,500 – £5,100
Band 8d £91,342 – £105,337 £5,300 – £6,000
Band 9 £109,179 – £125,637 £6,100 – £6,900

NHS Band 6 Take Home Pay – Common Questions

Does this calculator work for all NHS staff?

Yes — nurses, healthcare assistants, pharmacists, paramedics, radiographers, midwives, admin staff, AHPs, and managers.

What is NHS Band 6 take home pay monthly?

An NHS Band 6 employee on £38,682 usually takes home around £2,200–£2,350 per month after deductions.

Does this calculator include NHS Pension deductions?

Yes — default Band 6 pension contributions are between 7.7% and 9.8%.

Does this work for all NHS pay bands?

Yes — Band 2, Band 3, Band 4, Band 5, Band 6, Band 7 and Band 8+. Just enter your salary.