NHS Take Home Pay Calculator 2026/27 | & Bands 2-9 Net Pay
- How to work out hourly rate from annual salary? Convert NHS Salary to Hourly
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- How to work out hourly rate from monthly salary? Convert NHS Monthly Pay to Hourly
Want the background behind the 2026/27 pay tables? Read our update: NHS pay update 2026/27
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NHS Take Home Pay Calculator UK 2026/27
This NHS salary calculator shows your net pay after tax, National Insurance, pension and student loan. It is auto-filled with the NHS Band 6 starting salary (£39,959), one of the most searched NHS pay levels.
Perfect for nurses, paramedics, clinical technologists, occupational therapists, radiographers, and all Band 6 roles.
Updated for the 2026/27 UK tax year with accurate PAYE and NI thresholds.
NHS Pay Bands 2026/27 – Gross Salary & Approx Take Home Pay
This table shows typical NHS gross salaries and estimated monthly take-home pay after tax, NI and pension. Exact results depend on pension percentage and student loan plan.
| NHS Band | Annual Salary (£) | Estimated Take Home (Monthly) |
|---|---|---|
| Band 1(closed to new entrants) | £25,272(entry) | £1,700 – £1,800 |
| Band 2 | £25,272(entry) | £1,700 – £1,800 |
| Band 3 | £25,760(entry) – £27,476(top) | £1,750 – £1,950 |
| Band 4 | £28,392(entry) – £31,157(top) | £1,900 – £2,150 |
| Band 5 (Nurse/AHP) | £32,073(entry) – £34,592(middle) – £39,043 (top) | £2,150 – £2,250 - £2,550 |
| Band 6 (Highly Searched) | £39,959(entry) – £42,170(middle) - £48,117 (top) | £2,500 – £2,650 - £2,950 |
| Band 7 | £49,387(entry) – £51,932(middle) - £56,515 (top) | £3,050 – £3,150 - £3,350 |
| Band 8a | £57,528(entry) – £60,417(middle) - £64,750 (top) | £3,400 – £3,550 - £3,700 |
| Band 8b | £66,582(entry) – £70,896(middle) - £77,368 (top) | £3,800 – £4,000 – £4,250 |
| Band 8c | £79,504(entry) – £84,346(middle) - £91,609 (top) | £4,350 – £4,600 – £4,900 |
| Band 8d | £94,356(entry) – £100,140(middle) - £108,814 (top) | £5,050 – £5,300 – £5,650 |
| Band 9 | £112,782(entry) – £119,583(middle) - £129,783 (top) | £5,850 – £6,150 – £6,600 |
NHS Pay Bands 2025/26 – Gross Salary & Approx Take Home Pay
This table shows typical NHS gross salaries and estimated monthly take-home pay after tax, NI and pension. Exact results depend on pension percentage and student loan plan.
| NHS Band | Annual Salary (£) | Estimated Take Home (Monthly) |
|---|---|---|
| Band 2 | £24,465 | £1,450 – £1,600 |
| Band 3 | £24,937 – £26,598 | £1,550 – £1,750 |
| Band 4 | £27,485 – £30,162 | £1,650 – £1,900 |
| Band 5 (Nurse/AHP) | £31,049 – £37,796 | £1,850 – £2,150 |
| Band 6 (Highly Searched) | £38,682 – £46,580 | £2,200 – £2,450 |
| Band 7 | £47,810 – £54,710 | £2,350 – £2,700 |
| Band 8a | £55,690 – £62,682 | £3,500 – £3,600 |
| Band 8b | £64,455 – £74,896 | £3,900 – £4,400 |
| Band 8c | £76,965 – £88,682 | £4,500 – £5,100 |
| Band 8d | £91,342 – £105,337 | £5,300 – £6,000 |
| Band 9 | £109,179 – £125,637 | £6,100 – £6,900 |
NHS Take Home Pay – Common Questions
Does this calculator work for all NHS staff?
Yes — nurses, healthcare assistants, pharmacists, paramedics, radiographers, midwives, admin staff, AHPs, and managers.
What is NHS Band 6 take home pay monthly?
An NHS Band 6 employee on £39,959 usually takes home around £2,500–£2,950 per month after deductions.
Does this calculator include NHS Pension deductions?
Yes — default Band 6 pension contributions is 9.8%.
Does this work for all NHS pay bands?
Yes — Band 2, Band 3, Band 4, Band 5, Band 6, Band 7 and Band 8a,8b,8c,8d, Band 9. Just enter your salary.
NHS Band 6 Take Home Pay 2026/27
Band 5 Nurse Salary After Tax
Band 5 nurses earning £32,073–£39,043 typically take home between £2,150 and £2,550 per month.
Band 6 is one of the most searched NHS salaries. The starting salary of £39,959 in 2026/27 typically results in a take home pay of around £2,500 per month after Income Tax, National Insurance and NHS Pension deductions.
If you earn £48,117 (top of Band 6), monthly take home pay is usually between £2,950 depending on pension tier and student loan.
£39,959 After Tax (NHS Band 6 Example)
An NHS salary of £39,959 after tax in 2026/27 leaves approximately £30,000–£32,000 per year net.
Band 7 NHS Take Home Pay
NHS Band 7 salaries (£49,387–£56,515) usually result in monthly take home pay between £3,050 and £3,350.
Band 8a, 8b, 8c and Band 9 Take Home Pay
Higher NHS bands (8a–9) range from £57,528 up to £129,783. Monthly take home pay ranges approximately:
- Band 8a: £3,400–£3,700
- Band 8b: £3,800–£4,250
- Band 8c: £4,350–£4,900
- Band 8d: £5,050–£5,650
- Band 9: £5,850–£6,600