Northern Ireland Take Home Pay Calculator 2026/27
Calculate your NI take home pay for the 2026/27 tax year.
Works for employees in Belfast, Derry/Londonderry, Lisburn, Newry and across Northern Ireland.
Resident in Scotland? Try the Scottish version →
Advanced calculation (recommended for more accurate results) — optional
Special allowances & adjustments — optional
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Tick this if your spouse or civil partner has transferred part of their Personal Allowance to you.
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For example, if you are over State Pension age or have an NI exemption.
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Available if you or your spouse were born before 6 April 1935.
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Use this option to compare your current salary with another one — for example, to see how much more or less you'd earn if you changed jobs or roles.
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This calculator is for people who are
resident in Northern Ireland and pay UK rates of income tax.
It works for employees, NHS staff, teachers, retail workers, office staff
and anyone on PAYE in Belfast, Derry/Londonderry, Lisburn, Newry
or anywhere else in Northern Ireland.
How this Northern Ireland take home pay calculator works
This calculator shows your net salary after all mandatory deductions for the 2026/27 tax year:
- UK Income Tax (same as England)
- National Insurance (Class 1)
- Optional pension contributions
- Student loan repayments (if any)
Is NI tax different from the rest of the UK?
Northern Ireland uses the standard UK tax system — the same income tax rates as England and Wales. It does not have separate tax bands like Scotland.
Who is this NI take home calculator for?
Employees in:
- Belfast
- Derry/Londonderry
- Lisburn
- Newry
- Bangor, Antrim, Armagh
- NHS Northern Ireland staff
- Teachers, retail, hospitality and office workers
What affects your NI take home pay?
- Your gross salary
- Income tax band (UK/NI)
- National Insurance rate
- Pension contributions
- Student loan plan
- Frequency of pay (monthly, weekly, etc.)
Enter your salary above to see your real take home pay per year, month, week and day.