This page is the central hub for NHS guides and articles. Unlike announcement-style posts, guides are written to stay useful throughout the year. They focus on how pay works, not just what has been announced.
- Take-home pay (England/Wales/NI): NHS Take-Home Pay Calculator
- Resident in Scotland? NHS Scotland Take-Home Pay Calculator
- Hourly rate from annual salary: Convert NHS Salary to Hourly
- Annual salary from hourly rate: Convert NHS Hourly to Salary
- Hourly rate from monthly pay: Convert NHS Monthly Pay to Hourly
For announcements and the latest update-style coverage, use: NHS pay update 2026/27.
Browse by topic
Pay rise and take-home impact
Deductions and payslip mechanics
These guides focus on what is happening on your payslip, and why your bank-account change can differ from the headline salary change.
Regional differences (Scotland vs England)
Scotland uses different income tax bands and rates. That means take-home pay can differ for the same gross salary.
Tools and calculators
If you want a personalised number, calculators are the fastest route. Guides explain what is happening, calculators estimate your actual take-home.
Planned guides (future topics)
This section is intentionally designed for growth. As you publish more guides, add them here under the right heading. Example guide ideas that usually rank well without cannibalising calculators:
Evergreen guide ideas
- NHS pension tiers explained: what triggers tier changes and what “whole-time equivalent” means.
- HCAS explained: London weighting, floors and caps, and why the uplift can look smaller.
- Overtime and bank shifts: how hourly rates work and how to estimate net pay for extra shifts.
- Student loan plans: how thresholds interact with NHS pay bands.
- Scotland tax bands: why identical gross pay can produce different net pay.
Want an exact estimate?
Use the calculators to estimate your personalised take-home pay for 2026/27.