If you are planning your budget for 2026/27, the key number is not only your gross salary, it is what you take home after deductions. This hub groups everything NHS-related into one place so users can choose the right page based on intent: calculate, learn, or read the latest update.
Calculators
Use calculators when you want a personalised estimate. These are designed to be the “single source of truth” for numbers, while guides explain the mechanics.
- NHS take-home pay (England/Wales/NI): NHS Take-Home Pay Calculator
- NHS take-home pay (Scotland): NHS Scotland Take-Home Pay Calculator
- Salary to hourly rate (NHS): NHS Salary to Hourly
- Hourly rate to salary (NHS): NHS Hourly to Salary
- Monthly pay to hourly rate (NHS): NHS Monthly to Hourly
Band guides
Band guides target “Band X take home pay” searches. They provide salary orientation and explain why take-home pay varies, then link to calculators for exact results.
Evergreen guides
Guides focus on “why” and “how” questions and stay relevant throughout the year. They should avoid duplicating calculator output and instead link to calculators for exact figures.
News and updates
Use news pages when you want the update-style context: announcement wording, implementation timing and pay tables. Keep these separate from evergreen guides to avoid cannibalisation.
Scotland specific
Scotland uses different income tax bands and rates. If you pay Scottish income tax, it is usually better to use Scotland-specific calculators and (where relevant) Scotland-focused guides.
Calculate your NHS take-home pay
Get a personalised estimate that accounts for pension contributions, student loans and region.
Want “why does this look smaller?” explanations? Start here: pay rise take-home analysis.